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If you don t believe you have to believe.
If you don t believe you have to believe.
Many people may not know that. The Ministry of Commerce has added "trees" to be assets that can be used as collateral for a loan. For the reason that he wants small entrepreneurs or farmers Easier access to funding sources
which the criteria that financial institutions It will be used in the assessment, consisting of both the age of the tree, one year or more, and the trunk height of more than 2 meters on the land itself. or other criteria specified by the officials
When the staff measures the size of the tree in order to assess the value as already specified The landowner will be able to use the trees as collateral up to 50% of the total value.
For example, calculations such as..
From the original owner of the land Loan using land as collateral, land value 1,000,000 baht, bank can lend 500,000 baht
But.. On that land, trees are planted according to the specified list. The tree is worth another 600,000 baht, the bank will lend an additional 50% of the tree's value, or 300,000 baht.
This means that from the original loan of only 500,000 baht, it will be able to borrow up to 800,000 baht.
For a list of all 58 species of trees listed below...
1. Tattoo
2. Siamese rose
3. Rosewood
4. parakeet
5. Buffalo horn sapwood
6. Sathorn
7. Red
8. Wild padauk
9. Pradu Ban
10. Macha Mong
11. Makhatae
12. Khiem
13. Khiemkanong
14. Teng
15. Nest
16. Sal
17. Ta Khian Thong
18. Takhian Hin
19. Takhianchan, cat's eyes
20. Rubber genus wood
21. Neem
22. Artificial Neem
23. Taku
24. Yom Hin
25. Yom Hom
26. Nang Phaya Sua Krong
27. Nonsi
28. Correspondence
29. Sea trotters
30. Polyphony
31. Pip
32. Tabaak Na
33. Sala
34. Inthanin Nam
35. Tabak Luad
36. Nak Bud
37. Champai
38. Canada
39. Kanlapaphruek
40. Ratchaphruek
41. Supanniga
42. Yellow Pridiyathorn
43. Mahad
44. Makhampom
45. Wa
46. Jamjuree
47. Tabernacle
48. Kankrao
49. A big pan
50. Enough holes
51. Krishna
52. Myrrh
53. God Taro
54. Fang
55. All kinds of bamboo
56. Mango tree
57. Durian wood
58. Tamarind